(ASTRO) Loans ® Program designed for the Underbanked, Loan finders for Payday loans, Title Loans consumer and commercial Access to Small Dollar loans resource.
Consumers Loans starting $300-$2,700, pending approval from (DBO) California Department Business Oversight. MKG Enterprises Corp intends to offer (ASTRO) Program for the Under Banked.
MKG Money Servicing Business Cash ASTRO Lender ® (NBFI) Non-Bank Financial Institution introduces a non-recourse loan style of payday lending by providing innovating solutions to middle class Americans and tax clients that files their yearly income taxes and receives a refund. This Under Banked Cash Advanced Short Term Repayment Option products partnered with our affiliates provides ideal short term payday and holiday loans to consumer.
Visit ASTRO loans online http://www.mkgtax.com/#!msbbankmkgtaxcom/c1fl1
Short term loans for individuals providing cash between paychecks, covering
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Loans Between Paydays
School bills, Doctor bills, Household cash, Unexpected auto repairs, Minor home repair, Medical prescriptions and Everyday expenses! |
Loans to Cover Expenses
Gas bills, Electric bills, Medical fees, Personal cash emergencies, Moving expenses, Extra food and groceries, Cash for business expenses! |
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Note: Cash Advances are not intended to meet long-term financial needs, but only a short-term need. Consumers should seek credit counseling for credit difficulties.A small loan is not intended to meet long term financial needs. A small loan should be used only to meet short term cash needs. The cost of your small loan may be higher than loans offered by other lending institutions. Small loans are regulated by the State of California Department of Business Oversight.
A borrower may rescind a small loan without cost by paying the cash amount of the principal of the small loan to the lender not later than the end of the business day immediately following the day on which the small loan was made.
Responsible Lending
Being a responsible lender – our commitment
We have a responsibility to you, our customers, to be open and honest, to treat you fairly, and to be safe and secure.
These principles affect everything we do. The way we lend money is no exception.
That’s why we are committed to being a responsible lender. This page tells you about our approach. It also outlines what we ask of you in return. If you have any queries, please don’t hesitate to ask.
This is what you can expect from us
- Products and lending criteria designed to meet your needs
- Competitively priced products which we promote in a balanced way showing the risks as well as the benefits
- Clear information on the cost of your borrowing, any fees and charges and our terms and conditions
- An assessment of your ability to make regular payments and repay the loan, using appropriate credit assessment techniques, before providing credit
- Where the loan limit is solely at our discretion, we will take into account your current and previous financial activity.
- A limit on your borrowing that we believe will ensure you don’t overstretch your finances
- Your personal information treated confidentially and in accordance with applicable legislation
- Prompt and professional handling of any queries or complaints you may have
- Considerate treatment of payment issues and arrears
We ask that you
- Provide accurate and complete information on your application
- Regularly assess your borrowing and other financial commitments and, if you expect to face payment difficulty in the future, or if you are having difficulties in managing your monthly payments, contact us so we can discuss any help/assistance available
- Understand the terms and conditions on which the money is borrowed, seeking further information and help if needed
- Ensure you have the means to repay the loan
MKG Cash Advance ASTRO Lender is a responsible lender and provides no cost financial management planning for every client in order to determine every client ability to repay a covered loan and manage your finances.
It is our company fiduciary duty to require every client to complete a family monthly budget before applying for a loan product, information obtained will be used to determine your loan amount and ability to repay without defaulting on loan terms.
click budget worksheet link below and print out and bring with you to the office.
http://www.budgetworksheets.org/
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(Consumer disclosures) loans subject to credit, interest, and additional fees may apply. Additional requirement 2 years of previous TY2013 and TY2014 US income tax returns, not owe a FMS debt, filed bankruptcy, owe child support, must have bank account and submit 2 months of bank statements and 2 months check stubs of current employment. All documents will be verified.
MKG MSB ASTRO Maximum loan amount: $300-$2,700
MKG MSB ASTRO Minimum length of loan: No minimum
MKG MSB ASTRO Maximum length of loan: 31 days
MKG MSB ASTRO Monthly interest rates 11.25% on loan amount
MKG MSB ASTRO Finance charge on a 14-day $100 loan: $11.25
Annual Percentage Rate (APR) of interest on 14-day $100 loan: 135%
ASTRO Loan Application Fees: $45.00 based on principal amount borrowed.
Other costlier alternatives to a typical 14 day payday advance were obtained from CFSA.net and bankrate.com. APR was calculated by taking the fee dividing it by the 14 day loan period and then multiplying it by 365 days.
The Annual Percentage Rate (APR) on loans less then $2,500 (APR) of 135%, Loans made above $2,600 (APR) of 391% is accurate as of 06/14/2015 and subject to MKG Money Servicing Business credit requirements and auto deduct payment from a Transaction checking account. The interest rate and repayment terms will depend on credit history and may result in a higher rate or shorter term than advertised. For example, with an APR of 391%, a loan amount of $2,700 and a term of 12 months, the monthly payments would be $243.68, Fees and finance charges + monthly interest rates 14.99% Subject to credit approval. Other conditions and restrictions may apply. Offer expires on April 15, 2016.
To calculate your monthly payment around different terms, use bankrate free online Loan calculator.
Click link below
http://www.bankrate.com/calculators/mortgages/loan-calculator.aspx
like us on facebook to learn more about MKG Money Servicing Business……
https://www.facebook.com/groups/mkgmoneyservicingbusiness/
Coming Soon… MKG MSB Non-Bank Transaction Unsecured Financing
36.750430
-119.800097
